{"id":33952,"date":"2022-06-08T15:38:56","date_gmt":"2022-06-08T13:38:56","guid":{"rendered":"https:\/\/www.ab2pro.com\/?p=33952"},"modified":"2024-07-04T17:03:32","modified_gmt":"2024-07-04T15:03:32","slug":"ghidul-de-utilizare-transferwise","status":"publish","type":"post","link":"https:\/\/www.ab2pro.com\/ro\/ghidul-de-utilizare-transferwise\/","title":{"rendered":"Ghidul de Utilizare Transferwise"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text css_animation=&#8221;fadeInDown&#8221;]Pentru a v\u0103 \u00eenregistra la TransferWise, va trebui s\u0103 urma\u021bi c\u00e2\u021biva pa\u0219i:[\/vc_column_text][vc_row_inner][vc_column_inner][vc_column_text][\/vc_column_text][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Pasul 1 &#8211; Crea\u021bi un cont<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text][\/vc_column_text][vc_single_image image=&#8221;33973&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column_inner][\/vc_row_inner][vc_single_image image=&#8221;33981&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][vc_row_inner][vc_column_inner][vc_single_image image=&#8221;33991&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Pasul 2 &#8211; Defini\u021bi transferul de bani<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;33999&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]Sunte\u021bi acum gata s\u0103 v\u0103 transfera\u021bi banii. Pe acest ecran, introduce\u021bi :<\/p>\n<ul>\n<li>Suma pe care dori\u021bi s\u0103 o transfera\u021bi<\/li>\n<li>Moneda de origine \u0219i moneda \u00een care a fost convertit\u0103 suma (\u20ac\/$)<\/li>\n<li>De asemenea, selecta\u021bi tipul de transfer dorit:<br \/>\nTransfer u\u0219or \u0219i rapid (mai rapid, dar mai scump)<br \/>\nTransfer cu costuri reduse (mai ieftin, dar mai lent) Ve\u021bi ob\u021bine atunci:<\/li>\n<li>Suma convertit\u0103 \u00een moneda dorit\u0103<\/li>\n<li>Un memento cu privire la taxa de transfer \u0219i la cursul de schimb aplicat<\/li>\n<li>Suma pe care o ve\u021bi economisi \u00een compara\u021bie cu un transfer tradi\u021bional cu banca dumneavoastr\u0103<\/li>\n<\/ul>\n<p>Acum trebuie s\u0103 completa\u021bi informa\u021biile personale:<\/p>\n<ul>\n<li>Prenumele dumneavoastr\u0103 \u0219i alte nume<\/li>\n<li>Numele dumneavoastr\u0103 de familie<\/li>\n<li>Data na\u0219terii dumneavoastr\u0103<\/li>\n<li>Num\u0103rul dumneavoastr\u0103 de telefon cu indicativul \u021b\u0103rii<\/li>\n<li>Adresa dumneavoastr\u0103 (adresa oficial\u0103 de domiciliu)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34007&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34015&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34023&#8243; img_size=&#8221;large&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34031&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]Apoi completa\u021bi datele bancare:<\/p>\n<ul>\n<li>Numele titularului contului bancar<\/li>\n<li>Codul IBAN \u00een Fran\u021ba<\/li>\n<li>Num\u0103rul de cont<\/li>\n<\/ul>\n<p>Not\u0103: \u00cen func\u021bie de \u021bar\u0103, aceste informa\u021bii pot fi diferite. \u00cen Fran\u021ba, de exemplu, vi se va cere IBAN-ul.<\/p>\n<p>Face\u021bi clic pe &#8222;Confirmare&#8221;.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34039&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Pasul 3: Confirma\u021bi transferul<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]Pagina urm\u0103toare este un rezumat al transferului pe care dori\u021bi s\u0103 \u00eel efectua\u021bi. Pute\u021bi ad\u0103uga o referin\u021b\u0103 la transferul dumneavoastr\u0103. \u00cen acest fel, atunci c\u00e2nd v\u0103 p\u0103stra\u021bi contul, v\u0103 pute\u021bi aminti c\u0103 banii au fost pentru un transfer. Dup\u0103 ce informa\u021biile au fost verificate, face\u021bi clic pe &#8222;Confirma\u021bi \u0219i continua\u021bi&#8221;.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34047&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]Selecta\u021bi apoi <strong>metoda de plat\u0103<\/strong> dorit\u0103 \u0219i face\u021bi clic pe &#8222;Continua\u021bi cu plata&#8221;.<\/p>\n<p><strong>NB<\/strong>: Transferurile prin virament bancar permit evitarea unor taxe suplimentare.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Pasul 4 &#8211; Trimite\u021bi fondurile prin transfer bancar<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34055&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]Indica\u021bi <strong>tipul de cont<\/strong> care va fi utilizat pentru a trimite fondurile care urmeaz\u0103 s\u0103 fie transferate.<\/p>\n<p>\u0218i <strong>cum se va face acest transfer<\/strong>: Servicii bancare online, Servicii bancare prin telefon, Sucursal\u0103 bancar\u0103<\/p>\n<p>Apoi face\u021bi clic pe &#8222;<strong>Continuare<\/strong>&#8222;.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34063&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]\u00cen aceast\u0103 etap\u0103, Wise v\u0103 va ar\u0103ta detaliile bancare pe care trebuie s\u0103 le ad\u0103uga\u021bi ca beneficiar. Wise nu retrage automat bani din contul dumneavoastr\u0103 bancar.<\/p>\n<p>1 &#8211; <strong>Intra\u021bi pe site-ul b\u0103ncii dumneavoastr\u0103 franceze<\/strong> (\u00een cazul unui transfer din Fran\u021ba -&gt; Str\u0103in\u0103tate) \u0219i introduce\u021bi datele de cont ale lui Wise, care va transfera apoi fondurile \u00een contul dumneavoastr\u0103 din str\u0103in\u0103tate. \u00cen func\u021bie de banc\u0103, ad\u0103ugarea unui beneficiar poate dura \u00eentre 1 \u0219i 3 zile lucr\u0103toare.<\/p>\n<p>2 &#8211; Dup\u0103 ce a\u021bi ad\u0103ugat contul TransferWise ca beneficiar, <strong>transfera\u021bi suma<\/strong> \u00een acest cont. <strong>Nu uita\u021bi s\u0103 indica\u021bi referin\u021ba transferului dumneavoastr\u0103<\/strong><strong>!<\/strong>A\u0219tepta\u021bi cel pu\u021bin 48 de ore pentru ca banii s\u0103 fie pl\u0103ti\u021bi \u00een contul dvs. din str\u0103in\u0103tate\/francez dup\u0103 ce fondurile au fost trimise.<\/p>\n<p>3 &#8211; Face\u021bi clic pe &#8222;<strong>Am efectuat transferul bancar<\/strong>&#8222;.<\/p>\n<p><strong>Solu\u021bie alternativ\u0103<\/strong><\/p>\n<p>De asemenea, pute\u021bi efectua un transfer prin <strong>plata cu cardul de credit <\/strong>(numai Visa sau Mastercard). V\u0103 rug\u0103m s\u0103 re\u021bine\u021bi c\u0103, pentru un transfer din contul bancar australian \u00een Fran\u021ba, vi se va percepe o tax\u0103 de 2% din suma pl\u0103tit\u0103. Pentru sume mari, este posibil ca banca dumneavoastr\u0103 s\u0103 nu permit\u0103 plata. Ve\u021bi fi informat cu privire la acest lucru \u00een momentul valid\u0103rii. Apoi contacta\u021bi banca dumneavoastr\u0103 pentru a debloca pragul de plat\u0103.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Pasul 5: A\u0219tepta\u021bi primirea transferului<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<span style=\"font-weight: 400;\">Wise v\u0103 va trimite un e-mail de confirmare a<\/span> <b>primirii transferului dumneavoastr\u0103.<\/b><span style=\"font-weight: 400;\">. Acestea vor converti apoi \u00een moneda dorit\u0103 \u0219i vor transfera automat fondurile \u00een contul de destina\u021bie specificat. Ve\u021bi primi un al doilea e-mail care v\u0103 va indica faptul c\u0103 <\/span><b>transferul este \u00een curs de desf\u0103\u0219urare<\/b>,<span style=\"font-weight: 400;\">cu suma confirmat\u0103 \u0219i o dat\u0103 de primire provizorie.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;34071&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;fadeIn&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<strong>Sfaturi de c\u0103l\u0103torie<\/strong><\/p>\n<p>A\u0219tepta\u021bi \u00een medie 5 zile lucr\u0103toare pentru primul dumneavoastr\u0103 transfer (cu excep\u021bia transferurilor rapide). Transferurile urm\u0103toare dureaz\u0103 de obicei 3 zile lucr\u0103toare.<\/p>\n<p>Dac\u0103 dori\u021bi mai multe informa\u021bii despre Transferwise, v\u0103 rug\u0103m s\u0103 vizita\u021bi articolul &#8222;Ce este Transferwise&#8221;.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h2>Ce se \u00eent\u00e2mpl\u0103 dac\u0103 contul a fost dezactivat?<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text css_animation=&#8221;fadeIn&#8221;]<\/p>\n<h3><b>Contul meu a fost dezactivat<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Exist\u0103 mai multe motive pentru care este posibil s\u0103 v\u0103 fi \u00eenchis contul Wise.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Din p\u0103cate, nu v\u0103 putem oferi un motiv specific din cauza modului \u00een care suntem reglementa\u021bi. Dar este posibil s\u0103 v\u0103 \u00eenchidem contul dac\u0103 credem c\u0103 : <\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">         <\/span><span style=\"font-weight: 400;\">este un duplicat al unui alt cont (nu pute\u021bi avea dec\u00e2t un singur cont Wise, cu excep\u021bia cazului \u00een care ave\u021bi permisiunea noastr\u0103)<\/span><\/li>\n<li><span style=\"font-weight: 400;\">         <\/span><span style=\"font-weight: 400;\">c\u0103 securitatea sa a fost compromis\u0103<\/span><\/li>\n<li><span style=\"font-weight: 400;\">         <\/span><span style=\"font-weight: 400;\">exist\u0103 anumite tranzac\u021bii \u00een contul dumneavoastr\u0103 pe care nu le putem finaliza<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Totu\u0219i, acestea sunt doar exemple. Pute\u021bi g\u0103si mai multe motive \u00een <\/span><a href=\"https:\/\/wise.com\/terms-and-conditions\"><b>Termenii no\u0219tri de utilizare<\/b><\/a>, <span style=\"font-weight: 400;\">unde explic\u0103m cum putem \u00eenchide anumite conturi.<\/span> <\/p>\n<p><span style=\"font-weight: 400;\">V\u0103 rug\u0103m s\u0103 re\u021bine\u021bi c\u0103 serviciul clien\u021bi nu are autoritatea de a cunoa\u0219te motivele pentru care contul dvs. a fost dezactivat. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dac\u0103 ave\u021bi pl\u0103\u021bi \u00een a\u0219teptare sau un sold pozitiv \u00een cont, v\u0103 rug\u0103m s\u0103 consulta\u021bi urm\u0103torul paragraf.<\/span><\/p>\n<h3><b>Pl\u0103\u021bi \u00een a\u0219teptare<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Atunci c\u00e2nd dezactiv\u0103m un cont, anul\u0103m toate pl\u0103\u021bile \u00een curs. Vom rambursa to\u021bi banii pe care i-a\u021bi trimis \u00een modul \u00een care i-am primit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Timpul de rambursare depinde de metoda de plat\u0103 utilizat\u0103 pentru transferul dumneavoastr\u0103:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">plata cu cardul: 3 p\u00e2n\u0103 la 10 zile lucr\u0103toare<\/span><\/li>\n<li><span style=\"font-weight: 400;\">plata prin transfer bancar sau prin virament bancar: 2 p\u00e2n\u0103 la 3 zile lucr\u0103toare<\/span><\/li>\n<li><span style=\"font-weight: 400;\">prin debit direct\/ACH: p\u00e2n\u0103 la 90 de zile lucr\u0103toare, \u00een timp ce efectu\u0103m verific\u0103ri suplimentare<\/span><\/li>\n<\/ul>\n<h3><b>Bani r\u0103ma\u0219i \u00een contul dumneavoastr\u0103<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Dac\u0103 mai ave\u021bi \u00eenc\u0103 bani \u00een soldurile Wise atunci c\u00e2nd v\u0103 \u00eenchidem contul, \u00eei vom returna \u00een contul dumneavoastr\u0103 bancar. Dar, mai \u00eent\u00e2i, va trebui s\u0103 facem c\u00e2teva verific\u0103ri suplimentare. \u00cen aceast\u0103 perioad\u0103, banii \u0219i informa\u021biile dumneavoastr\u0103 vor fi p\u0103strate \u00een siguran\u021b\u0103.<\/span><\/p>\n<h3><b>Ce pot face \u00een continuare?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Dac\u0103 nu sunte\u021bi mul\u021bumit de decizia noastr\u0103 de a v\u0103 \u00eenchide contul,<\/span> <a href=\"https:\/\/wise.com\/appeals\"><b>pute\u021bi face recurs<\/b><\/a> <span style=\"font-weight: 400;\">. Dup\u0103 ce a\u021bi f\u0103cut recurs, va trebui s\u0103 a\u0219tepta\u021bi ca echipa noastr\u0103 s\u0103 v\u0103 contacteze cu informa\u021bii suplimentare. Serviciul pentru clien\u021bi nu are acces pentru a v\u0103 oferi noi informa\u021bii sau pentru a accelera procesul. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Serviciul pentru clien\u021bi nu are acces pentru a v\u0103 oferi noi informa\u021bii sau pentru a accelera procesul. \u00cen schimb, contacta\u021bi-ne prin e-mail cu adresa dumneavoastr\u0103 de e-mail de \u00eenregistrare sau suna\u021bi-ne.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vre\u021bi s\u0103 trimite\u021bi bani familiei dumneavoastr\u0103 care se afl\u0103 \u00eentr-o alt\u0103 \u021bar\u0103 ? Nici o problem\u0103 ! V\u0103 explic\u0103m cum pute\u021bi face acest lucru cu ajutorul aplica\u021biei Wise.<\/p>\n","protected":false},"author":18,"featured_media":34079,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[586,713,584],"tags":[],"class_list":["post-33952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pagina-de-pornire","category-prezentarea-unei-agentii-de-interim","category-veniti-sa-lucrati-in-franta"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ghidul de Utilizare Transferwise - AB2PRO.<\/title>\n<meta name=\"description\" content=\"Cum s\u0103 v\u0103 \u00eenregistra\u021bi la Transferwise?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ab2pro.com\/ro\/ghidul-de-utilizare-transferwise\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ghidul de Utilizare Transferwise - 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